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Figyan

A resource site for beginners with easy to understand income tax, gst, and finance tutorials for mastering the basics and beyond.

  • Income Tax
    • Income tax slabs FY 2024-25 (AY 2025-26)
    • Income tax slab & rates for FY 2023-24 (AY 2024-25)
    • Income tax return filing deadlines
    • Guide to Personal income tax return
    • Important dates in income tax
    • Ultimate Guide to Salary Taxation in India
    • How TDS on Dividend Income Works in India
  • GST
    • Top 10 GST Mistakes
    • Income Tax vs. Goods and Services Tax (GST)
    • GST e-Way Bill
    • How to identify a fake GST bill
    • Invoices issued under GST law
    • GST Reconciliation-Form GSTR-9C
    • GST Annual Return Form GSTR-9
  • TDS
    • Guide to TDS on Interest Income: Section 194A
    • TDS on Payments to Contractors and Professionals: Section 194M
    • Section 194T: TDS on Payments to Partners of Partnership Firms
    • Section 194J: TDS on fees for professional or technical services
    • TDS on commission and brokerage – Section 194H
    • Section 194D – TDS on Insurance Commission
  • MOA – Samples
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CA Bigyan Kumar Mishra

CA. Bigyan Kumar Mishra is a fellow member of the Institute of Chartered Accountants of India.He writes about personal finance, income tax, goods and services tax (GST), company law and other topics on finance. Follow him on facebook or instagram or twitter.

What Are Futures and Options (F&O)? A Simple Guide for Beginners

Updated on February 21, 2026 I By CA Bigyan Kumar Mishra

Have you ever wondered how traders make money from price changes in markets without actually owning any products? Futures and Options (F&O) trading is a popular method that lets people speculate on price movements of assets like stocks, commodities, currencies, and more, without needing to own them directly.If you're new to these concepts, don't worry! This guide will … [Read more...] about What Are Futures and Options (F&O)? A Simple Guide for Beginners

A Simple Guide to Investing in the Stock Market in India

Updated on February 21, 2026 I By CA Bigyan Kumar Mishra

Investing in the stock market can sound complicated at first, but once you understand the basics, it becomes much easier.In simple terms, the stock market is just a place where you can buy and sell parts of companies, called shares or stocks. When you buy a stock, you own a tiny part of that company.This guide will help you understand how the stock market works and how … [Read more...] about A Simple Guide to Investing in the Stock Market in India

Beginner’s Guide to Different Types of Stock Market Trading & Risk Management Strategies

Updated on February 21, 2026 I By CA Bigyan Kumar Mishra

If you're new to the world of stock market trading, you may feel overwhelmed by the many different approaches and strategies available. From making quick profits through day trading to holding stocks for the long term in position trading, there are many ways to trade in the stock market.Each type of trading has its own strengths, challenges, and ideal users.In this … [Read more...] about Beginner’s Guide to Different Types of Stock Market Trading & Risk Management Strategies

IPO vs. OFS vs. FPO: What’s the Difference and How Do They Work?

Updated on February 21, 2026 I By CA Bigyan Kumar Mishra

If you're looking to invest in the stock market, you may come across terms like Initial Public Offering (IPO), OFS (Offer for Sale), and FPO (Follow-on Public Offer).These are important methods that companies use to raise funds. While they may sound complicated at first, understanding these terms is key to making informed investment decisions.Let's break them down into … [Read more...] about IPO vs. OFS vs. FPO: What’s the Difference and How Do They Work?

Understanding the Gearing Ratio: A Simple and Easy Guide to Financial Health

Updated on February 21, 2026 I By CA Bigyan Kumar Mishra

When you think about a business, it’s important to understand how it gets its money and how it spends it. One key factor in understanding a business’s financial health is the gearing ratio. This is a simple number that helps to show how much money a company owes compared to how much it owns.If you're new to finance, don’t worry! We’ll break down what the gearing ratio is, … [Read more...] about Understanding the Gearing Ratio: A Simple and Easy Guide to Financial Health

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