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CA Bigyan Kumar Mishra

CA. Bigyan Kumar Mishra is a fellow member of the Institute of Chartered Accountants of India.He writes about personal finance, income tax, goods and services tax (GST), company law and other topics on finance. Follow him on facebook or instagram or twitter.

Books of Accounts to be maintained for Income Tax Purpose – Section 44AA

Last reviewed on April 24, 2024 I By CA Bigyan Kumar Mishra

Section 44AA of income tax act 1961 requires certain persons carrying on business or profession to maintain books of accounts and other documents.In this article, we will discuss provisions to maintain books of accounts for income tax purpose.For certain professions, CBDT has compulsorily specified to maintain books of accounts as per rule 6F of income tax rule. Here is … [Read more...] about Books of Accounts to be maintained for Income Tax Purpose – Section 44AA

Understanding Income Tax Audits Under Section 44AB: Applicability and due date of filing

Last reviewed on November 29, 2024 I By CA Bigyan Kumar Mishra

Section 44AB of the Income Tax Act, 1961, outlines the rules for tax audits for businesses or individuals. A tax audit checks that the taxpayer has accurately reported their income, deductions, and taxes. This audit must be done by a Chartered Accountant. The business must keep proper accounting records that meet the Income Tax Act's standards. This article explains everything … [Read more...] about Understanding Income Tax Audits Under Section 44AB: Applicability and due date of filing

Interest Penalty for Late Income Tax Return (ITR) Filing: Section 234A Explained

Last reviewed on November 28, 2024 I By CA Bigyan Kumar Mishra

Section 234A of the Income Tax Act talks about penalties for filing your tax return late. If someone doesn’t pay their taxes on time or doesn’t follow the tax rules, they must pay extra charges in the form of interest and fees. This article will explain Section 234A and the penalties involved.Types of Interest Under Section 234There are 3 different types of … [Read more...] about Interest Penalty for Late Income Tax Return (ITR) Filing: Section 234A Explained

Public Provident Fund (PPF) Explained: Tax-Free Long-Term Savings Guide for Indians

Last reviewed on February 24, 2026 I By CA Bigyan Kumar Mishra

Many people in India start saving seriously only after their first salary or when family responsibilities increase. At that stage, most beginners look for something safe, simple, and tax-efficient. The Public Provident Fund (PPF) is often one of the first options they hear about.The Public Provident Fund, commonly called PPF, is one of the safest ways for Indians to save … [Read more...] about Public Provident Fund (PPF) Explained: Tax-Free Long-Term Savings Guide for Indians

Understanding Tax Deduction at Source on Salary: TDS Under Section 192

Last reviewed on October 25, 2024 I By CA Bigyan Kumar Mishra

Tax Deducted at Source (TDS) is a system by the Income Tax Department of India to collect tax at the source of income. Section 192 of the Income Tax Act, 1961, specifically governs TDS on salary payments.As per section 192 of income tax act 1961, employer is required to deduct tax on salary at the time of payment to employee. Employers have to follow the rules in the tax … [Read more...] about Understanding Tax Deduction at Source on Salary: TDS Under Section 192

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