Imagine you’re running a small business in Delhi’s Chandni Chowk. It’s a busy day with lots of customers, and sales are strong—you make ₹3,000 by the end of the day. You feel proud of how well the day went. But when you check your cash box, there’s barely enough money left to restock supplies for tomorrow. You wonder, “Where did all the money go?”If that sounds familiar, … [Read more...] about Cash Flow Basics for Indian Small Business Owners: A Beginner’s Guide
10 Common Cash-Flow Mistakes Small Businesses in India Should Avoid
How can a small business run out of money even when it’s making profits? Why do some shops flourish while others struggle to stay open?Imagine you’re running a humble chai stall in a busy Indian market. You’ve built a loyal crowd, your chai is the talk of the lane, and you’re dreaming big—maybe a second stall next year. But suddenly, you’re short of cash to buy tea leaves … [Read more...] about 10 Common Cash-Flow Mistakes Small Businesses in India Should Avoid
How to Use Debt to Grow Your Small Business in India: A Beginner’s Guide
Imagine you want to open a small kirana shop in Pune or start a dosa stall in Chennai. You’ve saved some money, but it’s not quite enough to buy stock or essential equipment. You’ve thought about taking a loan, but the word “debt” makes you uneasy—like it’s something risky or hard to manage.Let me assure you: debt, when used wisely, can be a powerful tool to help your … [Read more...] about How to Use Debt to Grow Your Small Business in India: A Beginner’s Guide
Understanding a Company’s Income Statement: A Beginner’s Guide to Profitability Analysis
Imagine walking through a bustling vegetable market in Mumbai. You pause at a stall where a vendor is selling vibrant red tomatoes. At the end of the day, he counts the money he made, subtracts what he paid for the tomatoes, and calculates what's left — his profit.Now imagine this on a bigger scale. That basic idea is exactly what an income statement does for a company. … [Read more...] about Understanding a Company’s Income Statement: A Beginner’s Guide to Profitability Analysis
Beginner’s Guide to Reading a Balance Sheet: How to Decode a Business’s Financial Health
Have you ever thought, “What does a balance sheet actually show?” or “How can I use the balance sheet to know if a company is doing well?” You’re not the only one.For many beginners in India who are new to finance or investing, a balance sheet can look confusing—like a bunch of numbers and terms that don’t make much sense. But don’t worry—it’s not as hard as it … [Read more...] about Beginner’s Guide to Reading a Balance Sheet: How to Decode a Business’s Financial Health