CA Bigyan Kumar Mishra

I bought shares of a company last month because they announced a dividend. But I didn’t receive anything in my account. What went wrong?If you've ever asked this question, you're not alone.Understanding dividend dates in India is one of the most overlooked but crucial parts of making money from your investments.This guide is designed to walk you through how dividend … [Read more...] about Dividend Dates in India Explained: A Beginner’s Guide to Ex-Dividend, Record, and Payment Dates

Are you wondering what penny stocks are and how do they work in India? Many first-time investors—be it a freelance graphic designer, a retail shop owner, or a young IT consultant—start their stock market journey by hearing about “cheap shares under ₹10” that can become “multibaggers.” The idea sounds tempting: buy low, sell high, and get rich quickly. But is it that … [Read more...] about What Are Penny Stocks and Should You Invest in Them? A Beginner-Friendly Guide

For many first-time investors in India, day trading sounds too fast, too risky, and frankly—too complicated. Is it legal? Is it safe? Or is it just glorified gambling?This beginner-focused guide is designed to answer all those questions. We’ll walk you through what day trading is, how it works in the Indian market, which tools and strategies you need, and how to … [Read more...] about What is Day Trading? A Beginner-Friendly Guide for Indians Looking to Trade Smartly

What Is Dollar-Cost Averaging (DCA)?Dollar-cost averaging (DCA) is a simple investing strategy where you invest the same amount of money at regular intervals—say weekly, biweekly, or monthly—no matter what the market is doing.Let’s say you’re a freelance graphic designer and decide to invest $100 into an S&P 500 index fund every month. Some months the fund price is … [Read more...] about Dollar-Cost Averaging vs. Timing the Market: Which Investment Strategy Is Better for Beginners?

If you run a small business in India—you may have come across finance terms like EBITDA or Free Cash Flow (FCF) in conversations, loan applications, or tax filings and felt a bit lost. Don't worry. You're not alone.This guide explains the difference between Free Cash Flow and EBITDA.With relatable examples and easy-to-understand explanations, you’ll learn what these … [Read more...] about Free Cash Flow vs. EBITDA in Simple Terms: A Beginner-Friendly Guide for Business Owners