CA Bigyan Kumar Mishra

Penny stocks are those common stocks that trade at a very low price in the market. They cost as much as a few pennies. In the market, shares that trade below the price of Rs 5 are considered to be penny stocks. But in some cases, it includes those shares that are priced below Rs 10.There is no specific official definition or hard and fast rule to determine penny stocks. Due … [Read more...] about Penny stocks – Things you must know before investing

You must have heard about the common fundamental principle of investment “not putting all of your eggs in one basket” or “don't put all your eggs in one basket”.  Which means don't buy one or two stocks, instead buy a number of stocks of different companies from different industries. This is known as diversification.Does it mean you will be investing in more than 100 … [Read more...] about Why Diversification is important in stock market investing

Unexpected events in life can affect your financial future. Certainly you can't plan for everything. However, a little planning will make those emergencies and unexpected events much easier to handle.In other words, you need to prepare for unexpected events in advance. To safeguard yourself from these unexpected events, you need to build up a solid emergency … [Read more...] about What is emergency fund and why it matters

Do you think saving and investing are the same? If yes, then you are wrong. Both are entirely different.Saving and investing play a vital role in your financial strategy. To build wealth, you must understand the difference between saving and investing money.To begin this article, let us first understand the meaning of saving, investing and then we will tell you the key … [Read more...] about Saving vs. Investing – A guide to understand the key differences

We have two different ways to make money from stock investing, one is an increase in stock price due to growth in the business, known as capital appreciation and the other one is, distribution of earnings, known as dividend. In dividend investing strategy, investors buy shares of those companies that pay good and regular dividends to shareholders.This means, in dividend … [Read more...] about How dividend investing strategy can help you to make money