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Figyan

A resource site for beginners with easy to understand income tax, gst, and finance tutorials for mastering the basics and beyond.

  • Income Tax
    • Income tax slabs FY 2024-25 (AY 2025-26)
    • Income tax slab & rates for FY 2023-24 (AY 2024-25)
    • Income tax return filing deadlines
    • Guide to Personal income tax return
    • Important dates in income tax
    • Ultimate Guide to Salary Taxation in India
    • How TDS on Dividend Income Works in India
  • GST
    • Top 10 GST Mistakes
    • Income Tax vs. Goods and Services Tax (GST)
    • GST e-Way Bill
    • How to identify a fake GST bill
    • Invoices issued under GST law
    • GST Reconciliation-Form GSTR-9C
    • GST Annual Return Form GSTR-9
  • TDS
    • Guide to TDS on Interest Income: Section 194A
    • TDS on Payments to Contractors and Professionals: Section 194M
    • Section 194T: TDS on Payments to Partners of Partnership Firms
    • Section 194J: TDS on fees for professional or technical services
    • TDS on commission and brokerage – Section 194H
    • Section 194D – TDS on Insurance Commission
  • MOA Main object – Samples
    • Consulting company
    • Tour and travel
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    • Real estate developers
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CA Bigyan Kumar Mishra

CA. Bigyan Kumar Mishra is a fellow member of the Institute of Chartered Accountants of India.He writes about personal finance, income tax, goods and services tax (GST), company law and other topics on finance. Follow him on facebook or instagram or twitter.

Essential Insights into MSMEs in India: The Entrepreneur’s Guide

Last modified on November 21, 2024 by CA Bigyan Kumar Mishra

Micro, Small, and Medium Enterprises (MSMEs) are the backbone of India’s economy, contributing significantly to job creation, regional development, and the overall economic growth of the country.Over the past five decades, the MSME sector has grown into a vital part of India's economic structure, providing employment opportunities at lower costs than larger corporations and … [Read more...] about Essential Insights into MSMEs in India: The Entrepreneur’s Guide

What Are Income Stocks? A Simple Guide for Beginners

Last modified on November 21, 2024 by CA Bigyan Kumar Mishra

An income stock is a type of investment that provides regular payments to its shareholders in the form of dividends. These dividends are usually paid out consistently, often increasing over time.In this guide, we'll break down what income stocks are, how they work, and why many investors choose them.What is an Income Stock?An income stock is a type of stock that … [Read more...] about What Are Income Stocks? A Simple Guide for Beginners

Understanding the Repo Rate: Everything You Need to Know

Last modified on November 19, 2024 by CA Bigyan Kumar Mishra

If you’ve ever heard of terms like inflation, interest rates, or home loans, you’ve likely come across something called the repo rate. It’s a key part of how the Indian economy works and can have a big impact on your daily life, from how much you pay for a loan to how much your savings earn in the bank. But don’t worry—this article will break it all down in simple terms, so … [Read more...] about Understanding the Repo Rate: Everything You Need to Know

Beginner’s Guide to Investing in Dividend Stocks: Key Metrics & Benefits

Last modified on November 19, 2024 by CA Bigyan Kumar Mishra

If you are new to investing and want to build wealth without taking too much risk, investing in dividend stocks can be a great option.In simple terms, dividend stocks are shares of companies that pay you regular income in the form of dividends—a portion of their profits. This can be especially appealing if you are looking for passive income without having to sell your … [Read more...] about Beginner’s Guide to Investing in Dividend Stocks: Key Metrics & Benefits

Why Stock Prices Drop: A Simple Guide for Indian Market Beginners

Last modified on November 19, 2024 by CA Bigyan Kumar Mishra

If you’re new to the Indian stock market, you’ve probably heard people talk about how stock prices go up and down. If you’ve started investing, you might have even seen the price of a stock you bought suddenly drop.It can be worrying, and you might wonder, where does the money go when stock prices fall? The truth is, the money doesn't disappear. What happens is that the … [Read more...] about Why Stock Prices Drop: A Simple Guide for Indian Market Beginners

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