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Figyan

A resource site for beginners with easy to understand income tax, gst, and finance tutorials for mastering the basics and beyond.

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    • Income tax slab & rates for FY 2023-24 (AY 2024-25)
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CA Bigyan Kumar Mishra

CA. Bigyan Kumar Mishra is a fellow member of the Institute of Chartered Accountants of India.He writes about personal finance, income tax, goods and services tax (GST), company law and other topics on finance. Follow him on facebook or instagram or twitter.

Understanding Put Options in India: A Beginner-Friendly Guide to Profiting from Falling Stock Prices

Last modified on July 1, 2025 by CA Bigyan Kumar Mishra

If you've ever asked yourself, "How do people make money when stock prices fall?" or "What is a put option and how does it help protect my investments?"—you’re not alone. Many beginners in India find the idea of options confusing, especially when terms like "strike price," "premium," and "expiry" come into play. But don’t worry—this guide is here to help.Whether you're … [Read more...] about Understanding Put Options in India: A Beginner-Friendly Guide to Profiting from Falling Stock Prices

Understanding Call Options: A Simple, Beginner-Friendly Guide with Examples

Last modified on July 1, 2025 by CA Bigyan Kumar Mishra

What does it even mean to buy a call option?Is options trading only for big investors and full-time traders?I tried reading about strike prices and premiums, but I got more confused!If these thoughts sound familiar, you’re not alone.Many beginners in India feel lost when they first hear about call options. The terms sound complicated, and most online … [Read more...] about Understanding Call Options: A Simple, Beginner-Friendly Guide with Examples

What Is the International Monetary Fund (IMF)? A Simple Guide for Beginners

Last modified on November 23, 2024 by CA Bigyan Kumar Mishra

The International Monetary Fund (IMF) is a global organization that helps countries maintain stable economies. With 191 member countries, its primary goal is to make sure the world’s financial systems stay strong and that countries can grow economically.If a country faces an economic crisis, the IMF steps in to help with financial support and policy advice.Let’s break … [Read more...] about What Is the International Monetary Fund (IMF)? A Simple Guide for Beginners

What is the World Bank and How Does It Help Countries?

Last modified on November 23, 2024 by CA Bigyan Kumar Mishra

The World Bank is an important organization that works to reduce poverty around the world. It helps countries by providing loans and advice to support projects that improve education, healthcare, roads, and other vital services.The goal is to help people in developing countries live better lives. Right now, 187 countries are part of the World Bank, making it a truly global … [Read more...] about What is the World Bank and How Does It Help Countries?

Understanding Book Value Per Share (BVPS) in India: A Simple Guide for Investors

Last modified on November 22, 2024 by CA Bigyan Kumar Mishra

If you're new to investing or financial terms, understanding Book Value Per Share (BVPS) is essential. It's a financial measure that can help investors assess a company’s value based on its financial statements, not just its market price.Knowing how BVPS works is especially important for those investing in Indian companies.Let’s break it down in simple terms.What is … [Read more...] about Understanding Book Value Per Share (BVPS) in India: A Simple Guide for Investors

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