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Figyan

A resource site for beginners with easy to understand income tax, gst, and finance tutorials for mastering the basics and beyond.

  • Income Tax
    • Income tax slabs FY 2024-25 (AY 2025-26)
    • Income tax slab & rates for FY 2023-24 (AY 2024-25)
    • Income tax return filing deadlines
    • Guide to Personal income tax return
    • Important dates in income tax
    • Ultimate Guide to Salary Taxation in India
    • How TDS on Dividend Income Works in India
  • GST
    • Top 10 GST Mistakes
    • Income Tax vs. Goods and Services Tax (GST)
    • GST e-Way Bill
    • How to identify a fake GST bill
    • Invoices issued under GST law
    • GST Reconciliation-Form GSTR-9C
    • GST Annual Return Form GSTR-9
  • TDS
    • Guide to TDS on Interest Income: Section 194A
    • TDS on Payments to Contractors and Professionals: Section 194M
    • Section 194T: TDS on Payments to Partners of Partnership Firms
    • Section 194J: TDS on fees for professional or technical services
    • TDS on commission and brokerage – Section 194H
    • Section 194D – TDS on Insurance Commission
  • MOA Main object – Samples
    • Consulting company
    • Tour and travel
    • Restaurant
    • Data Processing
    • Real estate developers
    • Information technology

CA Bigyan Kumar Mishra

CA. Bigyan Kumar Mishra is a fellow member of the Institute of Chartered Accountants of India.He writes about personal finance, income tax, goods and services tax (GST), company law and other topics on finance. Follow him on facebook or instagram or twitter.

How Economic Events Affect the Stock Market in India: A Beginner’s Guide for Investors

Last modified on July 3, 2025 by CA Bigyan Kumar Mishra

If you're a salaried individual, business owner, freelancer, a mobile repair shop owner, a home-based baker, or an online seller exploring ways to grow your savings through the stock market, you've probably asked yourself questions like:Most new investors focus only on stock tips, company news, or price charts. But markets move for reasons beyond just a company’s sales or … [Read more...] about How Economic Events Affect the Stock Market in India: A Beginner’s Guide for Investors

IPO, OFS, and FPO Explained: A Beginner-Friendly Guide for First-Time Investors

Last modified on July 3, 2025 by CA Bigyan Kumar Mishra

If you’ve ever wondered how companies like Zomato, LIC, or Paytm started trading on the stock market, or what terms like IPO, OFS, and FPO mean when you hear them in the news, you’re not alone. These terms often sound intimidating to beginners—but they’re actually simple once you understand their purpose and process.This guide will walk you through the differences … [Read more...] about IPO, OFS, and FPO Explained: A Beginner-Friendly Guide for First-Time Investors

10+ Essential Stock Market Terms Every Indian Beginner Must Know

Last modified on July 2, 2025 by CA Bigyan Kumar Mishra

If you’ve ever heard someone say, 'The market is bullish' and didn’t know what it meant, you’re not alone. Many first-time investors often feel confused when they hear stock market terms.The good news? Understanding the basic stock market terms for Indian investors isn’t as complicated as it seems. In fact, once you learn the language, you’ll feel more confident reading … [Read more...] about 10+ Essential Stock Market Terms Every Indian Beginner Must Know

Book Value vs Market Value: A Simple Guide for Indian Stock Market Beginners

Last modified on July 2, 2025 by CA Bigyan Kumar Mishra

If you’ve ever wondered—“Why is this stock price so high when the company doesn’t even make that much profit?” or “Is a low-priced stock always a good deal?”—you’re not alone. These are the most common beginner questions in the Indian stock market.Let’s say you’re a freelancer in Hyderabad. You recently saw a company’s stock trading at ₹1,500, but it's real worth on paper … [Read more...] about Book Value vs Market Value: A Simple Guide for Indian Stock Market Beginners

Earnings Per Share vs Dividends Per Share: Easy Guide for Indian Stock Market Beginners

Last modified on July 2, 2025 by CA Bigyan Kumar Mishra

If you’ve ever looked at a company’s financial report and wondered, “They made so much profit—where’s my share?” or if you’ve seen confusing terms like EPS and DPS and thought, “Do I really need to know this to invest?”, you’re not alone.Many beginners in India—including salaried professionals, small business owners, and retirees—ask the same questions when they start their … [Read more...] about Earnings Per Share vs Dividends Per Share: Easy Guide for Indian Stock Market Beginners

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