Figyan

CA Bigyan Kumar Mishra

is a fellow member of the Institute of Chartered Accountants of India.He writes about personal finance, income tax, goods and services tax (GST), company law and other topics on finance. Follow him on facebook or instagram or twitter.

What Is EBITDA? Meaning of Earnings Before Interest, Tax, Depreciation and Amortization

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When you first start reading company results in the Indian stock market, one word keeps appearing — EBITDA.You see it in quarterly results.You hear it in stock analysis videos.And naturally you wonder, “Is this profit? Is this cash? Why is everyone talking about it?”Let’s understand EBITDA, in simple words.If you are learning stock market basics in India, … [Read more...] about What Is EBITDA? Meaning of Earnings Before Interest, Tax, Depreciation and Amortization

Cost of Living in India: How to Calculate, Compare, and Understand What It Really Means

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Living costs vary from person to person. A salary that feels sufficient in one city may seem inadequate in another. That is why understanding the cost of living in a city is important before moving there. This knowledge can help when planning to change jobs, relocate, or save money for the future.In simple terms, the cost of living is the amount of money you need to … [Read more...] about Cost of Living in India: How to Calculate, Compare, and Understand What It Really Means

Per Capita: What It Means, How It’s Determined, Uses, and Examples

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Per capita simply means per person.In real life, we use it when we want to divide a big total equally among people to understand the average value for one person.Instead of only looking at a huge total number, per capita helps us ask a more practical question:“How much does this come to one person, on average?”In practice, this word is commonly used in … [Read more...] about Per Capita: What It Means, How It’s Determined, Uses, and Examples

What Is Compound Interest? Explained Simply for Beginners in India (With Examples)

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Imagine you deposit some money in the bank. After one year, the bank gives you interest. So far, simple.Now here’s the important part.Next year, the bank does not calculate interest only on your original deposit. It calculates interest on:That is compound interest.In simple words, compound interest means interest earning interest.At first, the difference … [Read more...] about What Is Compound Interest? Explained Simply for Beginners in India (With Examples)

How Does a Dormant Company Work in India? Meaning, Benefits & Process Explained

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Imagine you register a company today because you have a strong business idea. But funding will take one year. Or maybe market conditions are not right yet.What do you do? Close the company? Or keep paying full compliance costs?This is where a Dormant Company in India becomes useful.Under the Companies Act, 2013, a company can legally remain registered but stay … [Read more...] about How Does a Dormant Company Work in India? Meaning, Benefits & Process Explained