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Figyan

A resource site for beginners with easy to understand income tax, gst, and finance tutorials for mastering the basics and beyond.

  • Income Tax
    • Income tax slabs FY 2024-25 (AY 2025-26)
    • Income tax slab & rates for FY 2023-24 (AY 2024-25)
    • Income tax return filing deadlines
    • Guide to Personal income tax return
    • Important dates in income tax
    • Ultimate Guide to Salary Taxation in India
    • How TDS on Dividend Income Works in India
  • GST
    • Top 10 GST Mistakes
    • Income Tax vs. Goods and Services Tax (GST)
    • GST e-Way Bill
    • How to identify a fake GST bill
    • Invoices issued under GST law
    • GST Reconciliation-Form GSTR-9C
    • GST Annual Return Form GSTR-9
  • TDS
    • Guide to TDS on Interest Income: Section 194A
    • TDS on Payments to Contractors and Professionals: Section 194M
    • Section 194T: TDS on Payments to Partners of Partnership Firms
    • Section 194J: TDS on fees for professional or technical services
    • TDS on commission and brokerage – Section 194H
    • Section 194D – TDS on Insurance Commission
  • MOA Main object – Samples
    • Consulting company
    • Tour and travel
    • Restaurant
    • Data Processing
    • Real estate developers
    • Information technology

CA Bigyan Kumar Mishra

CA. Bigyan Kumar Mishra is a fellow member of the Institute of Chartered Accountants of India.He writes about personal finance, income tax, goods and services tax (GST), company law and other topics on finance. Follow him on facebook or instagram or twitter.

Quantitative Easing (QE): What It Is, How It Works, and Its Impact

Last modified on May 15, 2025 by CA Bigyan Kumar Mishra

If you've heard the term "Quantitative Easing (QE)" but are unsure of what it means, you're not alone. QE is a tool that central banks use to manage the economy, especially when it's struggling. Let’s explore what Quantitative Easing (QE) is, how it works, and its impact in different parts of the world, including India.What is Quantitative Easing (QE)?Quantitative … [Read more...] about Quantitative Easing (QE): What It Is, How It Works, and Its Impact

Understanding Interest Rates and Their Impact on Your Finances

Last modified on May 15, 2025 by CA Bigyan Kumar Mishra

Interest rates are a crucial part of finance, impacting everything from loans to savings accounts. If you’ve ever borrowed money or saved in a bank, you've dealt with interest rates. But how do they work, and why do they matter?This guide will break down interest rates in simple terms, so you can understand how they affect your finances and your everyday life.What Is … [Read more...] about Understanding Interest Rates and Their Impact on Your Finances

Understanding Central Banks: Roles, Functions, and Key Examples from Around the World

Last modified on May 15, 2025 by CA Bigyan Kumar Mishra

A central bank is an important national institution that helps manage a country’s money and economy. It does this by regulating banks, making sure the economy stays stable, and providing financial services. Its main goals are to keep the nation’s currency stable, maintain low unemployment, and prevent inflation.Central banks work behind the scenes to keep the economy … [Read more...] about Understanding Central Banks: Roles, Functions, and Key Examples from Around the World

Why Is the Share Market Down? A Beginner’s Guide

Last modified on May 15, 2025 by CA Bigyan Kumar Mishra

The share market can sometimes feel confusing, especially when it is going up or down. If you've ever wondered, "Why is the stock market down today?" or "How does the stock market work?", you’re not alone! This guide will help you understand the basics of the stock market, why it goes down, and how to handle it.What is the Stock Market?The stock market is where people … [Read more...] about Why Is the Share Market Down? A Beginner’s Guide

Understanding Stock Exchanges: How They Work and Key Players

Last modified on May 15, 2025 by CA Bigyan Kumar Mishra

A stock exchange is an essential part of the financial world where people buy and sell stocks (or shares) of companies. Think of it like a marketplace, but instead of buying fruits or clothes, you're buying pieces of ownership in a company. These exchanges play a critical role in the global economy, connecting businesses and investors and helping money flow between … [Read more...] about Understanding Stock Exchanges: How They Work and Key Players

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