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    • Income tax slab & rates for FY 2023-24 (AY 2024-25)
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CA Bigyan Kumar Mishra

CA. Bigyan Kumar Mishra is a fellow member of the Institute of Chartered Accountants of India.He writes about personal finance, income tax, goods and services tax (GST), company law and other topics on finance. Follow him on facebook or instagram or twitter.

Dividend Per Share (DPS): Definition, Formula & Importance for Investors

Last reviewed on June 13, 2025 I By CA Bigyan Kumar Mishra

I saw a message saying ‘dividend declared’—what does that actually mean for me?They said I’ll get ₹5 dividend per share—how much do I really earn?Is getting dividends better than just waiting for share prices to go up?If questions like these have ever crossed your mind, you’re in the right place.Investing in the stock market isn’t just about buying low and … [Read more...] about Dividend Per Share (DPS): Definition, Formula & Importance for Investors

Cash Flow Basics for Indian Small Business Owners: A Beginner’s Guide

Last reviewed on July 3, 2025 I By CA Bigyan Kumar Mishra

Imagine you’re running a small business in Delhi’s Chandni Chowk. It’s a busy day with lots of customers, and sales are strong—you make ₹3,000 by the end of the day. You feel proud of how well the day went. But when you check your cash box, there’s barely enough money left to restock supplies for tomorrow. You wonder, “Where did all the money go?”If that sounds familiar, … [Read more...] about Cash Flow Basics for Indian Small Business Owners: A Beginner’s Guide

10 Common Cash-Flow Mistakes Small Businesses in India Should Avoid

Last reviewed on June 10, 2025 I By CA Bigyan Kumar Mishra

How can a small business run out of money even when it’s making profits? Why do some shops flourish while others struggle to stay open?Imagine you’re running a humble chai stall in a busy Indian market. You’ve built a loyal crowd, your chai is the talk of the lane, and you’re dreaming big—maybe a second stall next year. But suddenly, you’re short of cash to buy tea leaves … [Read more...] about 10 Common Cash-Flow Mistakes Small Businesses in India Should Avoid

How to Use Debt to Grow Your Small Business in India: A Beginner’s Guide

Last reviewed on June 10, 2025 I By CA Bigyan Kumar Mishra

Imagine you want to open a small kirana shop in Pune or start a dosa stall in Chennai. You’ve saved some money, but it’s not quite enough to buy stock or essential equipment. You’ve thought about taking a loan, but the word “debt” makes you uneasy—like it’s something risky or hard to manage.Let me assure you: debt, when used wisely, can be a powerful tool to help your … [Read more...] about How to Use Debt to Grow Your Small Business in India: A Beginner’s Guide

Understanding a Company’s Income Statement: A Beginner’s Guide to Profitability Analysis

Last reviewed on June 10, 2025 I By CA Bigyan Kumar Mishra

Imagine walking through a bustling vegetable market in Mumbai. You pause at a stall where a vendor is selling vibrant red tomatoes. At the end of the day, he counts the money he made, subtracts what he paid for the tomatoes, and calculates what's left — his profit.Now imagine this on a bigger scale. That basic idea is exactly what an income statement does for a company. … [Read more...] about Understanding a Company’s Income Statement: A Beginner’s Guide to Profitability Analysis

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