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CA Bigyan Kumar Mishra

CA. Bigyan Kumar Mishra is a fellow member of the Institute of Chartered Accountants of India.He writes about personal finance, income tax, goods and services tax (GST), company law and other topics on finance. Follow him on facebook or instagram or twitter.

Understanding Cyclical and Non-Cyclical Stocks: A Beginner-Friendly Guide for Indian Investors

Last reviewed on July 3, 2025 I By CA Bigyan Kumar Mishra

If you're new to investing, it's natural to ask questions like:Whether you're a salaried individual, business owner, freelancer designing websites, running a mobile repair shop, or managing a local bakery, these are valid concerns. In this guide, we’ll simplify two important types of stocks you’ll often hear about: cyclical and non-cyclical stocks. We’ll … [Read more...] about Understanding Cyclical and Non-Cyclical Stocks: A Beginner-Friendly Guide for Indian Investors

Understanding Knowledge Process Outsourcing (KPO): What It Is and How It Works

Last reviewed on May 14, 2025 I By CA Bigyan Kumar Mishra

Knowledge Process Outsourcing (KPO) is a business strategy where companies hire external experts to handle complex tasks that require specific knowledge and specialized skills. Unlike simple outsourcing tasks like customer service, KPO involves tasks that require professionals with high levels of education, experience, and expertise in a specific field.In this guide, we’ll … [Read more...] about Understanding Knowledge Process Outsourcing (KPO): What It Is and How It Works

Understanding National Debt: How Governments Borrow and Spend

Last reviewed on May 14, 2025 I By CA Bigyan Kumar Mishra

National debt is a fundamental component of a nation's financial framework, influencing economic policies, growth, and stability. This comprehensive guide simplifies the concept, exploring its definition, purpose, and impact on the economy. Whether you're new to the topic or seeking clarity, this overview will provide a clear understanding of why governments borrow, how debt … [Read more...] about Understanding National Debt: How Governments Borrow and Spend

Understanding Working Capital: A Detailed Guide for Beginners

Last reviewed on May 14, 2025 I By CA Bigyan Kumar Mishra

If you're new to business, finance, or investing, understanding the concept of working capital is essential for knowing how companies manage their money. Working capital helps business owners, investors, and even curious learners figure out if a company can meet its short-term financial obligations while continuing to operate smoothly.This detailed guide will explain … [Read more...] about Understanding Working Capital: A Detailed Guide for Beginners

Enterprise Value Explained: A Complete Measure of a Company’s Worth

Last reviewed on May 14, 2025 I By CA Bigyan Kumar Mishra

Enterprise value (EV) is a simple way to measure the total value of a company. It gives you a clearer picture of what it would cost to buy an entire business, not just its shares. This measure includes the company’s market capitalization (the value of all its shares), plus any debt the company owes, and subtracts the cash the company has on hand.Investors often use … [Read more...] about Enterprise Value Explained: A Complete Measure of a Company’s Worth

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