Finance

What’s a dividend payout ratio—and why should I care?If a company doesn’t give dividends, is that bad?I got some dividend money, but what does that really mean for me?If you’ve ever asked questions like these, you’re not alone—and you’re in exactly the right place.Many investors—especially those just starting out—get confused when they see terms like dividend … [Read more...] about Dividend Payout Ratio Explained: A Beginner’s Guide  for Investors

What is net worth?What exactly does it include? AndWhy should you even care about calculating it?If these questions sound familiar, you're not alone. Many people feel overwhelmed or unsure when it comes to understanding their financial position. But knowing your net worth is one of the simplest and most powerful ways to get a clear picture of your financial … [Read more...] about How to calculate your Net Worth and why it matters?

I saw a message saying ‘dividend declared’—what does that actually mean for me?They said I’ll get ₹5 dividend per share—how much do I really earn?Is getting dividends better than just waiting for share prices to go up?If questions like these have ever crossed your mind, you’re in the right place.Investing in the stock market isn’t just about buying low and … [Read more...] about Dividend Per Share (DPS): Definition, Formula & Importance for Investors

Imagine you’re running a small business in Delhi’s Chandni Chowk. It’s a busy day with lots of customers, and sales are strong—you make ₹3,000 by the end of the day. You feel proud of how well the day went. But when you check your cash box, there’s barely enough money left to restock supplies for tomorrow. You wonder, “Where did all the money go?”If that sounds familiar, … [Read more...] about Cash Flow Basics for Indian Small Business Owners: A Beginner’s Guide

How can a small business run out of money even when it’s making profits? Why do some shops flourish while others struggle to stay open?Imagine you’re running a humble chai stall in a busy Indian market. You’ve built a loyal crowd, your chai is the talk of the lane, and you’re dreaming big—maybe a second stall next year. But suddenly, you’re short of cash to buy tea leaves … [Read more...] about 10 Common Cash-Flow Mistakes Small Businesses in India Should Avoid