Finance

When an Indian business needs money to grow, the owner usually faces one big question — should I borrow money or bring an investor? These two choices are called debt financing and equity financing.The decision affects your monthly cash flow, ownership control, and long-term peace of mind. Many beginners get confused because both options look helpful at first.In this … [Read more...] about Debt or Equity Financing: Key Differences for Your Business Success

Many people in India are not sure what to do with Torn/Mutilated notes, dirty notes, or small coins. Some think banks may refuse them. Based on RBI rules, this is not true. Banks are required to help the public with note and coin exchange.In this article, we will clearly explain the facility for exchange of notes and coins at bank branches, why it matters, and how it works. … [Read more...] about Exchange of Notes and Coins at Bank Branches in India – Simple RBI Rules Explained

Currency is the official money issued by a government that people accept to buy goods and services. In India, this means ₹ notes and coins issued by the government and the Reserve Bank of India (RBI).In simple terms, currency is the physical form of money. When you hold a ₹100 note or a ₹10 coin, you are holding currency.In real life, this is what we use daily—paying a … [Read more...] about Understanding Currency in India: Meaning, Types, and Examples

If you are new to investing, one of the first things you need to know is Indian stock market timings. Many beginners assume the market is open all day, like a shop. In reality, it works only during fixed hours.Knowing the stock market open and close time in India helps you place orders correctly and avoid confusion. In this guide, we will clearly explain when the Indian … [Read more...] about What Time Does the Indian Stock Market (NSE & BSE) Open and Close?

If you’ve started exploring the stock market, you’ve probably noticed two key numbers everywhere — the stock price and the market capitalization. At first glance, they might seem similar. After all, both are about a company’s value, right?But understanding the difference and relationship between these two can completely change how you view investments.In this guide, … [Read more...] about How to Understand Market Capitalization and Stock Price: A Simple Guide for Beginners