Mutual funds pool money from many investors to invest in a variety of assets, reducing the risk associated with individual investments. Mutual funds allow investors to participate in the stock market with relatively small amounts of money, making investing more accessible.Among the most significant choices investors face are active and passive mutual funds. Both approaches … [Read more...] about Active vs. Passive Mutual Funds: Understanding the Key Differences
Finance
Understanding Bank’s Current Account-Savings Account (CASA) ratio
The Current Account-Savings Account (CASA) ratio is a key financial metric used in the banking industry to assess the proportion of a bank's deposits that are held in current accounts and savings accounts compared to its total deposits.The CASA ratio is a crucial indicator of a bank's funding structure and efficiency. Regular monitoring of this ratio helps banks manage … [Read more...] about Understanding Bank’s Current Account-Savings Account (CASA) ratio
Understanding Bank’s Net Interest Margin (NIM): A Key Indicator of Profitability
Net Interest Margin (NIM) is a key financial indicator used to assess a bank's profitability and efficiency in managing its interest-earning assets and interest-bearing liabilities.In other words, NIM measures how effectively a bank is using its interest-earning assets to generate income. By closely monitoring Net Interest Margin (NIM), banks can make informed … [Read more...] about Understanding Bank’s Net Interest Margin (NIM): A Key Indicator of Profitability
10 economic indicators every investor should know
Economic indicators are statistics or data points that can provide insight into the economic performance and overall health of a country. Economic indicators help to understand economic cycles, making forecasts, and shaping economic policy.As an investor, by analyzing economic indicators, you can make more informed decisions about where to allocate your resources, assess … [Read more...] about 10 economic indicators every investor should know
How inflation can impact the economy and stock market performance?
Inflation is a key economic indicator that measures the rate at which the general level of prices for goods and services is rising, leading to a decrease in purchasing power.Inflation is commonly measured using indexes like the Consumer Price Index (CPI) and the Producer Price Index (PPI).Consumer Price Index (CPI) tracks changes in the price level of a basket of … [Read more...] about How inflation can impact the economy and stock market performance?