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Figyan

A resource site for beginners with easy to understand income tax, gst, and finance tutorials for mastering the basics and beyond.

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    • Income tax slabs FY 2024-25 (AY 2025-26)
    • Income tax slab & rates for FY 2023-24 (AY 2024-25)
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CA Bigyan Kumar Mishra

CA. Bigyan Kumar Mishra is a fellow member of the Institute of Chartered Accountants of India.He writes about personal finance, income tax, goods and services tax (GST), company law and other topics on finance. Follow him on facebook or instagram or twitter.

Understanding the Repo Rate: Everything You Need to Know

Last modified on November 19, 2024 by CA Bigyan Kumar Mishra

If you’ve ever heard of terms like inflation, interest rates, or home loans, you’ve likely come across something called the repo rate. It’s a key part of how the Indian economy works and can have a big impact on your daily life, from how much you pay for a loan to how much your savings earn in the bank. But don’t worry—this article will break it all down in simple terms, so … [Read more...] about Understanding the Repo Rate: Everything You Need to Know

Beginner’s Guide to Investing in Dividend Stocks: Key Metrics & Benefits

Last modified on November 19, 2024 by CA Bigyan Kumar Mishra

If you are new to investing and want to build wealth without taking too much risk, investing in dividend stocks can be a great option.In simple terms, dividend stocks are shares of companies that pay you regular income in the form of dividends—a portion of their profits. This can be especially appealing if you are looking for passive income without having to sell your … [Read more...] about Beginner’s Guide to Investing in Dividend Stocks: Key Metrics & Benefits

Why Stock Prices Drop: A Simple Guide for Indian Market Beginners

Last modified on November 19, 2024 by CA Bigyan Kumar Mishra

If you’re new to the Indian stock market, you’ve probably heard people talk about how stock prices go up and down. If you’ve started investing, you might have even seen the price of a stock you bought suddenly drop.It can be worrying, and you might wonder, where does the money go when stock prices fall? The truth is, the money doesn't disappear. What happens is that the … [Read more...] about Why Stock Prices Drop: A Simple Guide for Indian Market Beginners

Money Markets vs. Capital Markets: A Simple Guide for Beginners

Last modified on November 19, 2024 by CA Bigyan Kumar Mishra

When you hear the term “financial markets,” it might sound complicated, but understanding the basics can help you make smarter decisions about your money.In India, there are two main types of financial markets: money markets and capital markets. Each plays a unique role in how money flows through the economy.Let’s break down what they are, how they differ, and how they … [Read more...] about Money Markets vs. Capital Markets: A Simple Guide for Beginners

What Is Market Capitalization? A Simple Guide for Investors and Business Owners

Last modified on July 7, 2025 by CA Bigyan Kumar Mishra

Imagine you’re comparing two popular mobile phones. One costs ₹15,000 and the other ₹80,000. Does that automatically mean the second one is better? Not necessarily, right? You’d also look at features, battery life, brand value, etc. Similarly, many Indian investors get confused when they see one company’s share priced at ₹100 and another at ₹2,500. Which one is … [Read more...] about What Is Market Capitalization? A Simple Guide for Investors and Business Owners

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