CA Bigyan Kumar Mishra

If you’ve ever looked at a company’s financial report and wondered, “They made so much profit—where’s my share?” or if you’ve seen confusing terms like EPS and DPS and thought, “Do I really need to know this to invest?”, you’re not alone.Many beginners in India—including salaried professionals, small business owners, and retirees—ask the same questions when they start their … [Read more...] about Earnings Per Share vs Dividends Per Share: Easy Guide for Indian Stock Market Beginners

If you’ve ever asked yourself, “How do I start investing in the stock market?” or “What’s the difference between a Demat and trading account?”—you’re not alone. These are some of the most common questions Indian beginners have when they take their first steps into the world of investing.Think of your trading journey like running a small bakery. You need raw materials … [Read more...] about How to Open and Use a Trading Account in India: A Step-by-Step Guide to Stock Market Investing

If you've ever wondered, “Can I buy shares without a Demat account?” or “Why do I need one if I’m just starting?”—you’re not alone.Many Indian freelancers, salaried employees, mobile repair shop owners, online sellers, and small manufacturers are now turning to the stock market to grow their savings. But before you can buy even one share of a company, there’s something you … [Read more...] about What Is a Demat Account? A Beginner-Friendly Guide for Indian Investors

If you’ve ever asked:You’re not alone.For many beginners, the world of investing feels like a maze — confusing terms, fast-changing prices, and big financial decisions. But here’s the good news: understanding the capital markets in India for beginners doesn’t require a finance degree.This guide is designed just for you. Whether you’re a salaried employee, … [Read more...] about Capital Markets in India Explained: A Beginner’s Guide to Stocks, Bonds & Smart Investing

If you're a small business owner in India—say a local bakery, a mobile repair shop owner, or a tuition teacher—you might have come across terms like fiscal year-end, calendar year, and financial reporting periods when dealing with income tax, GST or opening a business bank account. And let’s be honest, they can be confusing.You might ask:Don’t worry. In this guide, … [Read more...] about Fiscal Year vs. Calendar Year in India: A Simple Guide for Small Business Owners