CA Bigyan Kumar Mishra

If you've ever wondered, “Can I buy shares without a Demat account?” or “Why do I need one if I’m just starting?”—you’re not alone.Many Indian freelancers, salaried employees, mobile repair shop owners, online sellers, and small manufacturers are now turning to the stock market to grow their savings. But before you can buy even one share of a company, there’s something you … [Read more...] about What Is a Demat Account? A Beginner-Friendly Guide for Indian Investors

If you’ve ever asked:You’re not alone.For many beginners, the world of investing feels like a maze — confusing terms, fast-changing prices, and big financial decisions. But here’s the good news: understanding the capital markets in India for beginners doesn’t require a finance degree.This guide is designed just for you. Whether you’re a salaried employee, … [Read more...] about Capital Markets in India Explained: A Beginner’s Guide to Stocks, Bonds & Smart Investing

If you're a small business owner in India—say a local bakery, a mobile repair shop owner, or a tuition teacher—you might have come across terms like fiscal year-end, calendar year, and financial reporting periods when dealing with income tax, GST or opening a business bank account. And let’s be honest, they can be confusing.You might ask:Don’t worry. In this guide, … [Read more...] about Fiscal Year vs. Calendar Year in India: A Simple Guide for Small Business Owners

For many Indians—whether you're an online seller in Indore, a mobile repair shop owner in Bhubaneswar, or someone who just opened a Demat account—the share market can feel like a maze. Full of confusing terms, fees, and hidden players.But here’s the good news: you don’t need to be a finance expert to understand the basics.This guide explains the difference between … [Read more...] about Broker vs Market Maker: A Beginner’s Guide to Understanding Share Market Roles

Whether you’re a freelance tailor in Mumbai, a mobile repair shop owner in Delhi, or a tuition teacher in Kolkata, terms like equity or balance sheet can feel confusing or even intimidating. But don’t worry—many small business owners across India feel the same way.The good news? Understanding company equity is simpler than you think. And more importantly, it’s one of the … [Read more...] about How to Calculate Company Equity: A Beginner’s Guide for Small Business Owners